Step 1: Preheat the Oven

Preheat your oven to 375°F (190°C) and grease your 9×13 inch baking dish with a bit of oil or non-stick spray.

Step 2: Season the Chicken

In a large bowl, toss the chicken strips with olive oil, garlic powder, onion powder, chili powder, smoked paprika, cumin, salt, and pepper. Mix well to ensure every piece is coated with spices.

Step 3: Combine with Vegetables

Add sliced bell peppers and onions to the seasoned chicken. Mix everything thoroughly to blend the flavors.

Step 4: Add Creamy Elements

Stir in the sour cream, softened cream cheese, and lime juice. Mix until the ingredients are well incorporated and form a creamy coating over the chicken and vegetables.

Step 5: Layer and Bake

Transfer the mixture into the prepared baking dish. Spread it evenly, then top with shredded cheddar and Monterey Jack cheeses. Bake for 25-30 minutes or until the cheese is melted and bubbly.

Step 6: Garnish and Serve

Remove from the oven and let it cool slightly. Sprinkle with chopped cilantro before serving for a fresh finish.